/* =========================================================
   Taylormade Title — Design System
   Apple-inspired · floating glass cards · soft motion
   ========================================================= */

:root {
  /* Palette */
  --ink:        #1d1d1f;
  --ink-soft:   #43454a;
  --muted:      #6e6e73;
  --line:       rgba(0, 0, 0, 0.08);
  --bg:         #fbfbfd;
  --bg-2:       #f2f4f8;
  --white:      #ffffff;

  --brand:      #0a6cff;
  --brand-2:    #00b3c8;
  --brand-deep: #063a8c;
  --navy:       #0b1b33;

  --grad-brand: linear-gradient(120deg, #0a6cff 0%, #12a5e6 50%, #00c2c7 100%);
  --grad-ink:   linear-gradient(160deg, #0b1b33 0%, #142a4d 55%, #0a1f3d 100%);

  /* Glass */
  --glass-bg:     rgba(255, 255, 255, 0.65);
  --glass-brd:    rgba(255, 255, 255, 0.7);
  --glass-shadow: 0 20px 50px -20px rgba(16, 32, 64, 0.28);

  /* Radius & motion */
  --r-sm: 14px;
  --r:    22px;
  --r-lg: 30px;
  --r-xl: 40px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --shadow-card: 0 24px 60px -24px rgba(16, 32, 64, 0.30);
  --shadow-soft: 0 8px 30px -12px rgba(16, 32, 64, 0.18);

  --maxw: 1180px;
  --nav-h: 66px;
}

/* ---------- Reset ---------- */
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "SF Pro Display", "Segoe UI",
               Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; }

/* ---------- Layout ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.section { position: relative; padding: clamp(70px, 10vw, 130px) 0; }
.section--tight { padding: clamp(48px, 7vw, 90px) 0; }

.eyebrow {
  display: inline-block;
  font-size: 13px; font-weight: 600; letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brand);
  margin-bottom: 18px;
}
.eyebrow--light { color: #7db8ff; }

h1, h2, h3 { letter-spacing: -0.022em; line-height: 1.06; font-weight: 700; }
h1 { font-size: clamp(2.5rem, 6vw, 4.6rem); }
h2 { font-size: clamp(2rem, 4.4vw, 3.3rem); }
h3 { font-size: clamp(1.25rem, 2.2vw, 1.6rem); letter-spacing: -0.01em; }
p  { color: var(--ink-soft); font-size: clamp(1rem, 1.2vw, 1.12rem); }

.lead { font-size: clamp(1.1rem, 1.5vw, 1.3rem); color: var(--ink-soft); }
.section-head { max-width: 720px; margin: 0 auto clamp(40px, 6vw, 68px); text-align: center; }
.section-head p { margin-top: 18px; font-size: clamp(1.05rem, 1.4vw, 1.22rem); }
.text-grad {
  background: var(--grad-brand);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent; color: transparent;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 14px 26px; border-radius: 999px;
  font-size: 15px; font-weight: 600; border: 1px solid transparent;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease),
              background .3s var(--ease), color .3s var(--ease);
  white-space: nowrap;
}
.btn svg { width: 17px; height: 17px; transition: transform .35s var(--ease); }
.btn:hover svg { transform: translateX(3px); }
.btn--primary {
  color: #fff; background: var(--grad-brand);
  box-shadow: 0 14px 34px -12px rgba(10, 108, 255, 0.6);
}
.btn--primary:hover { transform: translateY(-3px); box-shadow: 0 22px 44px -14px rgba(10, 108, 255, 0.7); }
.btn--ghost { color: var(--ink); background: rgba(255,255,255,0.6); border-color: var(--line); backdrop-filter: blur(8px); }
.btn--ghost:hover { transform: translateY(-3px); box-shadow: var(--shadow-soft); }
.btn--light { color: var(--navy); background: #fff; }
.btn--light:hover { transform: translateY(-3px); box-shadow: 0 20px 40px -14px rgba(0,0,0,0.4); }
.btn--outline-light { color: #fff; border-color: rgba(255,255,255,0.35); background: rgba(255,255,255,0.06); backdrop-filter: blur(8px); }
.btn--outline-light:hover { transform: translateY(-3px); background: rgba(255,255,255,0.14); }
.btn--sm { padding: 11px 20px; font-size: 14px; }

/* ---------- Navbar ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  height: var(--nav-h);
  display: flex; align-items: center;
  transition: background .4s var(--ease), box-shadow .4s var(--ease), backdrop-filter .4s var(--ease);
}
.nav__inner {
  width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 18px;
}
.nav.scrolled {
  background: rgba(251, 251, 253, 0.78);
  backdrop-filter: saturate(180%) blur(20px);
  -webkit-backdrop-filter: saturate(180%) blur(20px);
  box-shadow: 0 1px 0 rgba(0,0,0,0.06);
}
.nav__logo { display: flex; align-items: center; }
.nav__logo img { height: 30px; width: auto; }
.nav__links { display: flex; align-items: center; gap: 34px; }
.nav__links a {
  font-size: 14.5px; font-weight: 500; color: var(--ink-soft);
  position: relative; transition: color .25s var(--ease);
}
.nav__links a::after {
  content: ""; position: absolute; left: 0; bottom: -6px; height: 2px; width: 0;
  background: var(--grad-brand); border-radius: 2px; transition: width .3s var(--ease);
}
.nav__links a:hover, .nav__links a.active { color: var(--ink); }
.nav__links a:hover::after, .nav__links a.active::after { width: 100%; }
.nav__cta { display: flex; align-items: center; gap: 16px; }
.nav__phone { display: inline-flex; align-items: center; gap: 7px; font-size: 14px; font-weight: 600; color: var(--ink); }
.nav__phone svg { width: 15px; height: 15px; color: var(--brand); }
.nav__burger {
  display: none; width: 42px; height: 42px; border-radius: 12px;
  background: rgba(255,255,255,0.6); border: 1px solid var(--line);
  flex-direction: column; align-items: center; justify-content: center; gap: 5px;
}
.nav__burger span { width: 18px; height: 2px; background: var(--ink); border-radius: 2px; transition: .3s var(--ease); }
.nav.open .nav__burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav.open .nav__burger span:nth-child(2) { opacity: 0; }
.nav.open .nav__burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile menu */
.mobile-menu {
  position: fixed; inset: var(--nav-h) 0 auto 0; z-index: 99;
  background: rgba(251,251,253,0.96); backdrop-filter: blur(24px);
  padding: 24px; display: flex; flex-direction: column; gap: 4px;
  transform: translateY(-140%); transition: transform .5s var(--ease);
  box-shadow: var(--shadow-soft); border-bottom: 1px solid var(--line);
}
.mobile-menu.open { transform: translateY(0); }
.mobile-menu a { padding: 14px 8px; font-size: 18px; font-weight: 500; border-bottom: 1px solid var(--line); }
.mobile-menu .btn { margin-top: 16px; justify-content: center; }

/* ---------- Backdrop blobs ---------- */
.blob { position: absolute; border-radius: 50%; filter: blur(70px); opacity: 0.5; z-index: 0; pointer-events: none; }
.blob--a { width: 520px; height: 520px; background: radial-gradient(circle, rgba(10,108,255,0.5), transparent 70%); }
.blob--b { width: 460px; height: 460px; background: radial-gradient(circle, rgba(0,194,199,0.42), transparent 70%); }
.blob--c { width: 400px; height: 400px; background: radial-gradient(circle, rgba(125,184,255,0.4), transparent 70%); }

/* ---------- HERO ---------- */
.hero { position: relative; padding-top: calc(var(--nav-h) + clamp(48px, 8vw, 96px)); padding-bottom: clamp(60px, 9vw, 110px); overflow: hidden; }
.hero__grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(32px, 5vw, 70px); align-items: center; position: relative; z-index: 2; }
.hero__badge {
  display: inline-flex; align-items: center; gap: 8px; padding: 8px 15px; margin-bottom: 26px;
  background: rgba(255,255,255,0.7); border: 1px solid var(--glass-brd); border-radius: 999px;
  font-size: 13px; font-weight: 600; color: var(--ink-soft); box-shadow: var(--shadow-soft);
  backdrop-filter: blur(10px);
}
.hero__badge .dot { width: 8px; height: 8px; border-radius: 50%; background: #2ec36b; box-shadow: 0 0 0 4px rgba(46,195,107,0.2); }
.hero h1 { margin-bottom: 22px; }
.hero__sub { font-size: clamp(1.08rem, 1.5vw, 1.28rem); color: var(--ink-soft); max-width: 540px; margin-bottom: 34px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.hero__meta { margin-top: 34px; display: flex; gap: 30px; flex-wrap: wrap; }
.hero__meta .stat b { display: block; font-size: 1.9rem; font-weight: 700; letter-spacing: -0.02em; }
.hero__meta .stat span { font-size: 13.5px; color: var(--muted); }

/* Hero visual — floating stacked cards */
.hero__visual { position: relative; height: clamp(360px, 42vw, 520px); }
.hero__img-card {
  position: absolute; inset: 6% 0 6% 4%; border-radius: var(--r-xl); overflow: hidden;
  box-shadow: var(--shadow-card); border: 1px solid rgba(255,255,255,0.6);
  will-change: transform;
}
.hero__img-card img { width: 100%; height: 100%; object-fit: cover; }
.float-card {
  position: absolute; background: var(--glass-bg); backdrop-filter: blur(18px) saturate(160%);
  -webkit-backdrop-filter: blur(18px) saturate(160%);
  border: 1px solid var(--glass-brd); border-radius: var(--r);
  box-shadow: var(--glass-shadow); padding: 16px 18px; z-index: 3; will-change: transform;
}
.float-card .fc-title { font-size: 13px; font-weight: 700; color: var(--ink); }
.float-card .fc-sub { font-size: 12px; color: var(--muted); }
.float-card .fc-ico {
  width: 38px; height: 38px; border-radius: 12px; display: grid; place-items: center;
  background: var(--grad-brand); color: #fff; margin-bottom: 10px;
}
.float-card .fc-ico svg { width: 20px; height: 20px; }
.fc-1 { top: 6%; left: -6%; }
.fc-2 { bottom: 8%; right: -5%; }
.fc-3 { bottom: 32%; left: -9%; display: flex; align-items: center; gap: 10px; padding: 12px 16px; }
.fc-3 .pulse { width: 34px; height: 34px; border-radius: 50%; background: rgba(46,195,107,0.15); display: grid; place-items: center; }
.fc-3 .pulse i { width: 10px; height: 10px; border-radius: 50%; background: #2ec36b; }

@media (hover: hover) {
  .hero:hover .fc-1 { transform: translateY(-8px); }
  .hero:hover .fc-2 { transform: translateY(8px); }
}

/* Floating animation */
@keyframes floaty { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }
.anim-float { animation: floaty 6s ease-in-out infinite; }
.anim-float.delay { animation-delay: -3s; }

/* ---------- Card grids ---------- */
.grid { display: grid; gap: 22px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  position: relative; background: var(--white); border: 1px solid var(--line);
  border-radius: var(--r-lg); padding: 32px; box-shadow: var(--shadow-soft);
  transition: transform .5s var(--ease), box-shadow .5s var(--ease), border-color .5s var(--ease);
  overflow: hidden; z-index: 1;
}
.card::before {
  content: ""; position: absolute; inset: 0; border-radius: inherit; padding: 1px;
  background: var(--grad-brand); -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor; mask-composite: exclude; opacity: 0; transition: opacity .5s var(--ease);
}
.card:hover { transform: translateY(-8px); box-shadow: var(--shadow-card); }
.card:hover::before { opacity: 1; }
.card__ico {
  width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(10,108,255,0.12), rgba(0,194,199,0.12));
  color: var(--brand); margin-bottom: 22px;
}
.card__ico svg { width: 26px; height: 26px; }
.card h3 { margin-bottom: 10px; }
.card p { font-size: 1rem; }

/* Feature (why-choose) chips */
.feature {
  display: flex; align-items: flex-start; gap: 14px; padding: 20px 22px;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--r);
  box-shadow: var(--shadow-soft); transition: transform .45s var(--ease), box-shadow .45s var(--ease);
}
.feature:hover { transform: translateY(-6px); box-shadow: var(--shadow-card); }
.feature__ico {
  flex: 0 0 auto; width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center;
  background: var(--grad-brand); color: #fff;
}
.feature__ico svg { width: 21px; height: 21px; }
.feature b { font-size: 1.02rem; font-weight: 650; display: block; }
.feature span { font-size: 0.92rem; color: var(--muted); }

/* ---------- Split / alternating media ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(34px, 5vw, 72px); align-items: center; }
.split--rev .split__media { order: 2; }
.split__media {
  position: relative; border-radius: var(--r-xl); overflow: hidden; box-shadow: var(--shadow-card);
  border: 1px solid rgba(255,255,255,0.6); aspect-ratio: 4/3;
}
.split__media img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.1s var(--ease); }
.split__media:hover img { transform: scale(1.05); }
.split__body h2 { margin-bottom: 20px; }
.split__body p { margin-bottom: 16px; }
.badge-pill {
  position: absolute; bottom: 18px; left: 18px; padding: 10px 16px; border-radius: 999px;
  background: rgba(255,255,255,0.8); backdrop-filter: blur(12px); border: 1px solid var(--glass-brd);
  font-size: 13px; font-weight: 700; color: var(--navy); box-shadow: var(--shadow-soft);
}

/* Check list */
.checklist { list-style: none; display: grid; gap: 14px; margin-top: 8px; }
.checklist li { display: flex; align-items: flex-start; gap: 12px; font-size: 1.04rem; color: var(--ink-soft); }
.checklist li svg { flex: 0 0 auto; width: 22px; height: 22px; color: var(--brand); margin-top: 2px; }
.checklist--tight li { font-size: 1rem; }

/* ---------- Dark band / CTA ---------- */
.band { position: relative; overflow: hidden; background: var(--grad-ink); color: #fff; }
.band .eyebrow { color: #7db8ff; }
.band h2 { color: #fff; }
.band p { color: rgba(255,255,255,0.72); }
.band .wrap { position: relative; z-index: 2; }

.cta-card {
  position: relative; overflow: hidden; border-radius: var(--r-xl); padding: clamp(40px, 6vw, 76px);
  background: var(--grad-ink); color: #fff; text-align: center; box-shadow: var(--shadow-card);
}
.cta-card::after {
  content: ""; position: absolute; inset: 0; z-index: 0;
  background: radial-gradient(600px circle at 20% 0%, rgba(10,108,255,0.45), transparent 55%),
              radial-gradient(500px circle at 90% 100%, rgba(0,194,199,0.4), transparent 55%);
}
.cta-card > * { position: relative; z-index: 1; }
.cta-card h2 { color: #fff; margin-bottom: 18px; }
.cta-card p { color: rgba(255,255,255,0.78); max-width: 560px; margin: 0 auto 32px; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* Partner / WFG */
.partner { text-align: center; }
.partner__logo {
  max-width: 300px; margin: 26px auto 0; padding: 26px 34px; background: #fff;
  border-radius: var(--r); border: 1px solid var(--line); box-shadow: var(--shadow-soft);
}
.partner__logo img { width: 100%; height: auto; }

/* Stat row */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.stat-card {
  text-align: center; padding: 30px 20px; border-radius: var(--r-lg);
  background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow-soft);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease);
}
.stat-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-card); }
.stat-card b { font-size: clamp(2rem, 3.4vw, 2.8rem); font-weight: 700; letter-spacing: -0.03em; display: block; }
.stat-card b .text-grad { display: inline; }
.stat-card span { font-size: 14px; color: var(--muted); font-weight: 500; }

/* Accordion (FAQ / coverage) */
.accordion { max-width: 860px; margin: 0 auto; display: grid; gap: 14px; }
.acc {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--r);
  box-shadow: var(--shadow-soft); overflow: hidden; transition: box-shadow .4s var(--ease);
}
.acc:hover { box-shadow: var(--shadow-card); }
.acc__q {
  width: 100%; text-align: left; padding: 22px 26px; display: flex; align-items: center;
  justify-content: space-between; gap: 18px; background: none; border: none;
  font-size: clamp(1.02rem, 1.5vw, 1.18rem); font-weight: 650; color: var(--ink);
}
.acc__q .ico { flex: 0 0 auto; width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center; background: var(--bg-2); transition: transform .4s var(--ease), background .3s; }
.acc__q .ico svg { width: 16px; height: 16px; color: var(--brand); }
.acc.open .acc__q .ico { transform: rotate(45deg); background: var(--grad-brand); }
.acc.open .acc__q .ico svg { color: #fff; }
.acc__a { max-height: 0; overflow: hidden; transition: max-height .5s var(--ease); }
.acc__a-inner { padding: 0 26px 24px; }
.acc__a-inner p { margin-bottom: 12px; }
.acc__a-inner p:last-child { margin-bottom: 0; }

/* Two-column coverage cards */
.cover-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.cover-card { padding: 34px; border-radius: var(--r-lg); box-shadow: var(--shadow-soft); border: 1px solid var(--line); }
.cover-card--yes { background: linear-gradient(180deg, #ffffff, #f3f9ff); }
.cover-card--no  { background: linear-gradient(180deg, #ffffff, #fff5f3); }
.cover-card h3 { margin-bottom: 20px; display: flex; align-items: center; gap: 12px; }
.cover-card h3 .tag { width: 30px; height: 30px; border-radius: 9px; display: grid; place-items: center; color: #fff; }
.cover-card--yes .tag { background: #23b26a; }
.cover-card--no  .tag { background: #e06a4f; }
.cover-list { list-style: none; display: grid; gap: 11px; }
.cover-list li { display: flex; align-items: flex-start; gap: 11px; font-size: 0.98rem; color: var(--ink-soft); }
.cover-list li svg { flex: 0 0 auto; width: 19px; height: 19px; margin-top: 3px; }
.cover-card--yes li svg { color: #23b26a; }
.cover-card--no  li svg { color: #e06a4f; }

/* ---------- Footer ---------- */
.footer { background: var(--navy); color: rgba(255,255,255,0.72); padding: 64px 0 32px; position: relative; overflow: hidden; }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; position: relative; z-index: 2; }
.footer__logo img { height: 34px; margin-bottom: 18px; }
.footer p { color: rgba(255,255,255,0.6); font-size: 0.96rem; max-width: 320px; }
.footer h4 { font-size: 13px; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.5); margin-bottom: 18px; font-weight: 600; }
.footer__links { display: grid; gap: 12px; }
.footer__links a, .footer__contact a, .footer__contact span { color: rgba(255,255,255,0.78); font-size: 0.96rem; transition: color .25s; display: inline-flex; align-items: center; gap: 9px; }
.footer__links a:hover, .footer__contact a:hover { color: #fff; }
.footer__contact { display: grid; gap: 12px; }
.footer__contact svg { width: 16px; height: 16px; color: #7db8ff; flex: 0 0 auto; }
.footer__bottom {
  margin-top: 48px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,0.12);
  display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  font-size: 0.86rem; color: rgba(255,255,255,0.5); position: relative; z-index: 2;
}

/* ---------- Scroll reveal ---------- */
[data-reveal] { opacity: 0; transform: translateY(28px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
[data-reveal].in { opacity: 1; transform: none; }
[data-reveal].d1 { transition-delay: .08s; }
[data-reveal].d2 { transition-delay: .16s; }
[data-reveal].d3 { transition-delay: .24s; }
[data-reveal].d4 { transition-delay: .32s; }
@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1 !important; transform: none !important; }
  .anim-float { animation: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero__visual { height: clamp(320px, 70vw, 460px); margin-top: 20px; }
  .split, .split--rev .split__media { grid-template-columns: 1fr; order: unset; }
  .split--rev .split__body { order: 2; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .nav__links, .nav__phone { display: none; }
  .nav__burger { display: flex; }
  .grid-2, .grid-3, .grid-4, .cover-2 { grid-template-columns: 1fr; }
  .fc-1, .fc-3 { left: 2%; }
  .fc-2 { right: 2%; }
  .footer__grid { grid-template-columns: 1fr; }
  .hero__meta { gap: 22px; }
}
